102 Bradhurst Ave, 610

Price reduction! Eligible for mortgage rates below 4% with First Republic Eagle Community program. Buy this 2 bed/2 bath at The Sutton, a Harlem condop (see below for cond-op definition).

80% financing. Gifting is allowed. 2% flip tax paid by the seller. This apartment has to be your primary residence. Subletting is permitted 2 out of 4 years after 2 years of ownership.

974 square feet. This 6th floor apartment faces east and west with direct morning light at the back of the building. Nice and quiet away from the park and with just one neighboring unit.

Stacked washer/dryer in the apartment, high ceilings, generous closets, hardwood floors, through-wall air conditioners and oversized double-pane windows. Large living room and dining area with pass through kitchen. Spacious primary bedroom easily fits a king bed with furniture. Both bathrooms have tubs and storage.

IMPORTANT: Please note that 165% AMI income restrictions apply to this purchase. Here are details from the City regarding how that relates to household size:

1 person $154,110

2 people $176,220

3 people $198,165

4 people $220,110

The Sutton features 24 hour security, resident superintendent and porters, two elevators, landscaped courtyard, large fitness room, community room, package room and it is pet friendly.

Built in 2007, The Sutton is conveniently located on the edge of Hamilton Heights and Sugar Hill. You are just a few minutes' walk from the 145th St express subway station (A & C, B & D) - only two stops to Columbus Circle. The 3 express train is also close by at 148th St. The Bx19 Bus runs crosstown on 145th Street to/from the Bronx, including the 4/5 subway at Grand Concourse. For drivers, there is close proximity to the 145th Street Bridge, Harlem River Drive, George Washington Bridge and Triborough Bridge.

Local conveniences include a Foodtown supermarket, Duane Reade, Starbucks, Dunkin' Donuts, New York Sports Club, Bank Of America and Capital One Bank. Jackie Robinson Park with its recreation center and swimming pool is right across the street.

There is an ever increasing selection of independent restaurants, bars and coffee shops nearby such as The Grange, Fumo, Oso, Hogshead Tavern, Manhattanville Coffee Shop, Chopped Parsley, Sugar Cafe and Anchor Wine Bar.

City College, Hamilton Grange, Jumel Mansion, Riverbank State Park and various other Harlem attractions are also close by. Target, BJ's, Home Depot and Marshall's are in the vicinity as well.

What is a cond-op? By definition, a cond-op is a residential Cooperative where the ground floor (typically commercial units) is converted into a separate "condominium" which is either owned by an outside investor or the original sponsor of the building. Thus, although the residential units are a coop, the commercial units are owned as a condominium by an entity other than the coop. Thus, the coop does not receive the benefit of the income from these units. Many times, people will refer to Cooperatives that operate under Condominium rules as "Cond-ops". This is not accurate although you will hear this quite often. A Cooperative that operates under condominium rules is just that but may be inaccurately referred to as a "Cond-op".